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Q. Do I have to be injured at work to be covered by California workers
compensation?
A. No. However, your injury must be job-related in order to be covered. For
example, you will be covered if you are injured while running a work-related
errand, traveling on business, or attending a required business-related social
function. However, generally you will not be covered while traveling to and from
work.
Q. What benefits do I get if I am injured?
A. Workers compensation insurance provides replacement income, medical expenses
and some rehabilitation benefits (job training, vocational schooling or job
placement assistance).
If you are temporarily unable to work, you should receive two-thirds of your
average wage (up to a fixed amount). These payments are smaller but they are
tax-free.
If you are permanently disabled, you may receive long-term or lump sum benefits.
These amounts of payment vary with the type and severity of your injuries.
Q. Can I trust a doctor provided by my employer?
A. It is reasonable to assume that this may not be in your best interest. It is
best to choose your own doctor and not leave medical control in the hands on
your employer or insurance company.
Q. How much would a good workers compensation attorney cost?
A. In California, the amount that can be charged by your lawyer for your
worker’s compensation case is fixed by law and is a certain percentage of the
benefits you receive. Picozzi, Nielsen, & Lloyd offers a free consultation to go over
questions like this with you.
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